Finance Tools Built for UK Small Businesses
Download and use immediately. Every product is created by a practising UK bookkeeper and designed to save you time.
All our digital products are available on our Etsy shop too.
Templates
Professional, ready-to-use document templates for invoicing, VAT compliance, and budget planning.
Professional Invoice Template
Clean, branded invoice template for freelancers and small businesses. Includes VAT calculation fields.
- ✓VAT-ready fields
- ✓Editable in Word & Google Docs
- ✓Multiple colour variants
VAT Checklist
Step-by-step VAT compliance checklist covering registration, record-keeping, and quarterly returns.
- ✓UK VAT-compliant
- ✓Printable PDF
- ✓Covers standard & flat rate
Annual Budget Planner
12-month budget planner template to set targets, track actuals, and spot variances at a glance.
- ✓Month-by-month layout
- ✓Income & expense categories
- ✓Variance tracking
Spreadsheets
Formula-built Excel spreadsheets that do the calculations for you. Just enter your numbers.
Cash Flow Tracker
Formula-built Excel spreadsheet to forecast and track monthly cash in and out. 12-month rolling view.
- ✓Auto-calculated totals
- ✓12-month rolling forecast
- ✓Opening & closing balance
Profit & Loss Spreadsheet
Monthly P&L tracker with automatic gross profit, net profit and margin calculations built in.
- ✓Auto gross & net profit
- ✓Category breakdown
- ✓Year-to-date summary
VAT Calculator
Calculate VAT amounts, prepare quarterly totals, and check your VAT liability in seconds.
- ✓Standard & reduced rate
- ✓Quarterly summary
- ✓Reverse VAT calculation
Expense Tracker
Log and categorise business expenses monthly. Includes mileage, receipts, and tax-deductible columns.
- ✓Category auto-sort
- ✓Mileage log included
- ✓Tax-deductible flag
Guides
Plain-English finance guides written specifically for UK small business owners and freelancers.
Small Business Finance 101
A plain-English guide to managing your business finances from day one. Covers bookkeeping basics, VAT, and cash flow.
- ✓30+ pages
- ✓UK-specific advice
- ✓Includes checklists
VAT Registration & Returns Guide
Everything you need to know about registering for VAT, filing returns online, and avoiding penalties.
- ✓Online filing step-by-step
- ✓Registration walkthrough
- ✓Common mistakes to avoid
Year-End Accounts Prep Guide
How to prepare your records for your accountant at year end. Saves hours and reduces accountancy fees.
- ✓Checklist included
- ✓Works with Xero & QuickBooks
- ✓Director's checklist
Need a Custom Template or Spreadsheet?
We can build bespoke finance tools tailored to your specific business needs.
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